DEBT COLLECTION

Debt Collection Attorneys in Cape Town

Unpaid debts can severely impact personal cash flow and business stability. Whether you are a business owner, landlord, service provider, or private individual, recovering outstanding money requires a strategic and lawful approach.

 

HB Attorneys Inc. provides professional debt collection services for businesses and individuals across South Africa.

 

We act firmly, legally, and efficiently to recover what is owed to you.

HB Attorneys Inc

Phone:

072 853 5600 / 074 347 3776

Email:

brandon@hbinc.co.za

havashini@hbinc.co.za

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Our Debt Collection Services

We assist with recovery of:

 

  • Outstanding invoices

  • Rental arrears

  • Loan repayments

  • Acknowledgements of debt

  • Business-to-business debts

  • Personal debts

  • Damages claims

  • Interest on overdue accounts

 

From pre-legal demand to court enforcement, we manage the entire process.

Our Debt Recovery Process

1. Letter of Demand

 

We issue a formal demand for payment, often resulting in swift settlement.

 

2. Summons and Legal Action

 

If payment is not received, we institute legal proceedings in the appropriate court.

 

3. Judgment

 

Where the claim is undefended, we proceed with default judgment.
If defended, we represent you throughout the litigation process.

 

4. Enforcement

 

Once judgment is granted, we may proceed with:

 

  • Warrant of execution
  • Attachment of movable property
  • Emoluments attachment orders
  • Garnishee orders
  • Sheriff enforcement

 

We pursue all lawful enforcement mechanisms available.

Debt Collection for Businesses

We assist companies with:

 

  • Bulk debt collection
  • Ongoing recoveries
  • Drafting acknowledgements of debt
  • Structuring payment arrangements
  • Commercial litigation

 

Effective debt recovery improves cash flow and reduces financial risk.

Debt Collection for Individuals

We also assist private individuals with:

 

  • Recovering personal loans
  • Unpaid services
  • Rental arrears
  • Breach of contract claims
  • Damages claims

 

Professional legal action often resolves matters far more effectively than informal demands.

Defending Debt Claims

If you have been served with a summons or demand for payment, you may have legal defences available.

 

We also represent clients who wish to:

 

  • Oppose summons
  • Challenge unlawful interest
  • Raise prescription
  • Defend National Credit Act non-compliance
  • Negotiate settlements

 

Early legal advice is critical.

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Contact HB Inc. Today

If you are owed money, do not delay. Early action improves recovery success.

 

Let us help you take the first step toward a more secure and peaceful future.


● Phone: 072 853 5600 | 074 347 3776
● Email: brandon@hbinc.co.za | havashini@hbinc.co.za
● Website: www.hbinc.co.za

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